If you live in Virginia Beach and need affordable auto insurance, Cheapautoinsuranceco.com is here to help! We provide quick access to free quotes from multiple providers in the area. Here's how it works.
Enjoy Savings by Comparing Online
As you search for a provider online, keep in mind that no two companies are alike. Each agency caters to certain groups of drivers, which are considered to be their "low risk" group. Even high risk drivers might find a few companies that cater to them, so everyone can obtain affordable rates with an online comparison.
Auto insurance discounts are often available based on your driving history, age, whether or not you own a home, the type of vehicle, safety or theft prevention gadgets for your vehicle, etc. If you have a teen driver in your home, be sure to enroll him in a driver's education course (usually available in high school). Also, let the insurance provider know if your teen is getting good grades in school and if he is involved in volunteer community activities. Providers often smile on teens that display responsibility in school and other activities.
As you compare rates, don't only compare pricing. Take a moment to research the providers online and find out how financially stable they are as well as their customer service reputation. These are just as important as price...especially when the time comes to file a claim. You can use resources such as A.M. Best rating site, Standard & Poor, BBB and Virginia's Department of Insurance. These can help you find out what type of companies you're dealing with before you secure a policy.
Virginia Beach Insurance Requirements
As with any state, Virginia drivers must take financial responsibility for any automobile accident they cause. There are options for self insurance for commercial vehicle owners; however, those driving a personal vehicle must purchase liability coverage. The state of VA requires Bodily Injury coverage in the amount of $25,000 per individual and $50,000 per accident. Property Damage coverage amounting to $20,000 is also required.
There are stiff penalties for not having coverage. Through the Virginia DMV's electronic reporting method, carriers will notify the DMV of any purchases of a new policy or changes to an existing policy. So be sure to keep proof of car insurance with you at all times while driving to avoid fines.
With our site, Cheapautoinsuranceco.com, you can easily search among top auto insurance providers in Virginia Beach. Check rates with companies such as GMAC, Travelers, State Farm, Allstate, Safeco and others to find out which one's right for you. Thanks to free Web quotes, you don't have to go far to save hundreds of dollars per year!
Virginia Beach Insurance Agents