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Cheap Auto Insurance in Harrisonburg Virginia

When it comes to car insurance, Harrisonburg, Virginia residents have a variety of options to choose from. However, not all insurance companies are created equal, and it’s important to do your research in order to find the best coverage for your needs. In this article, we’ll take a closer look at car insurance in Harrisonburg, Virginia, and provide some tips on how to find the best policy for you.

Understanding Car Insurance in Harrisonburg, Virginia

Car insurance is mandatory in the state of Virginia, and all drivers are required to carry at least the minimum level of coverage. This includes liability coverage, which helps to cover the costs of any damage or injuries you may cause to another driver in the event of an accident.

In Harrisonburg, the minimum level of coverage required is 25/50/20. This means that the policy must provide at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $20,000 in property damage liability coverage.

While these minimum requirements will help protect you from financial losses in the event of an accident, it’s important to remember that they may not be enough to fully cover the costs of a serious accident. That’s why many drivers choose to purchase additional coverage, such as collision and comprehensive coverage, to ensure that they are fully protected.

Tips for Finding the Best Car Insurance in Harrisonburg, Virginia

  1. Shop around: With so many insurance companies to choose from, it’s important to shop around in order to find the best policy for your needs. Compare rates and coverage options from multiple providers in order to find the policy that offers the most value for your money.
  2. Take advantage of discounts: Many insurance companies offer discounts to drivers who meet certain criteria, such as having a clean driving record or taking a defensive driving course. Be sure to ask about any available discounts when shopping for car insurance in Harrisonburg, Virginia.
  3. Consider higher liability limits: While the state minimums may be sufficient for some drivers, it’s important to consider purchasing higher liability limits in order to ensure that you are fully protected in the event of a serious accident.
  4. Be honest about your driving history: When applying for car insurance, it’s important to be honest about your driving history. Failure to disclose previous accidents or moving violations can lead to the cancellation of your policy or an increase in your rates.
  5. Use a local agent: If you’re having trouble finding the right policy or have questions about car insurance in Harrisonburg, Virginia, consider working with a local agent. They can provide personalized advice and help you find the policy that best meets your needs.

By following these tips, Harrisonburg residents can be sure that they are getting the best car insurance coverage for their needs and budget.

Get the best rates by comparing multiple car insurance quotes! Affordable auto insurance for every budget. Proving that we offer the best in cheap car insurance in your zipcode!

 

Local Auto Insurance agents

 

* We are not affiliated with any of the agents listed below
0.16 driving distance
239852

 

 

167 N Liberty St Ste D, Harrisonburg, VA 22802

 

(540) 564-2400

 

Allstate – Auto, Home Insurance
0.17 driving distance
51323

 

Muterspaugh Insurance Agency

 

234 E Market St, Harrisonburg, VA 22801

 

(540) 433-2423

 

Grange, National General, The General, Utica National
0.21 driving distance
198715

 

 

205 S Liberty St, Harrisonburg, VA 22801

 

(540) 433-2796

 

Auto-Owners, Cincinnati, EMC, Erie, Harleysville, National General, Westfield
0.24 driving distance
51342

 

 

328 S Main St, Harrisonburg, VA 22801

 

(540) 437-1300

 

Auto-Owners, Cincinnati, EMC, Grange, Selective, State Auto, The Hartford, Travelers, Westfield
0.56 driving distance
175535

 

 

116 Reservoir St, Harrisonburg, VA 22801

 

(540) 437-9030

 

Auto-Owners, Erie, Titan, Victoria
0.85 driving distance
282112

 

 

119 South Carlton Street Cloverleaf Shopping Center, Harrisonburg, VA 22801

 

(540) 433-5338

 

State Farm
0.86 driving distance
165589

 

 

789 E Market St Ste A, Harrisonburg, VA 22801

 

(888) 205-5880

 

Alfa Vision, Foremost, Grange, National General, Peninsula, The General, Travelers – Auto, Home Insurance
1.04 driving distance
316980

 

Commonwealth Insurance

 

1164 South Main Street, Harrisonburg, VA 22801

 

(540) 433-2020

 

Foremost, National General – Auto Insurance,Home
1.11 driving distance
51320

 

 

981 S High St, Harrisonburg, VA 22801

 

(540) 433-1519

 

Donegal, Erie, National General, Titan, Victoria
1.62 driving distance
51296

 

 

1164 S High St, Harrisonburg, VA 22801

 

(540) 383-7700

 

Farmers, Foremost – Auto, Home Insurance
1.63 driving distance
229471

 

Delltax & Auto Insurance

 

1600 S Main St, Harrisonburg, VA 22801

 

(434) 244-3355

 

The General – Auto Insurance,Home
1.75 driving distance
282111

 

 

1880 Reservoir St, Harrisonburg, VA 22801

 

(540) 433-1916

 

State Farm
1.79 driving distance
51403

 

AGR Insurance Agency

 

560 Neff Ave Ste 300, Harrisonburg, VA 22801

 

(540) 434-3100

 

The General – Auto Insurance,Home
1.79 driving distance
51334

 

 

560 Neff Ave Ste 500, Harrisonburg, VA 22801

 

(540) 434-4469

 

Chubb, Cincinnati, EMC, MetLife Auto & Home, Penn National, Selective, Travelers – Auto, Home Insurance
1.82 driving distance
266057

 

Virginia Farm Bureau Insurance

 

1938 Deyerle Ave, Harrisonburg, VA 22801

 

(540) 434-6778

 

Foremost, Travelers, Virginia Farm Bureau
1.86 driving distance
210284

 

 

243 Neff Ave Ste H, Harrisonburg, VA 22801

 

(540) 434-3950

 

Allstate – Auto, Home Insurance
1.87 driving distance
51328

 

McMillen Insurance Agency

 

370 Neff Ave Ste D, Harrisonburg, VA 22801

 

(540) 433-9052

 

Peninsula, The General, The Hartford, Travelers, Victoria
1.89 driving distance
266088

 

 

410 Neff Ave Ste 400, Harrisonburg, VA 22801

 

(540) 433-0200

 

Donegal, Foremost, Utica National
2.10 driving distance
51340

 

 

1920 S Main St, Harrisonburg, VA 22801

 

(540) 434-8388

 

Nationwide, Peninsula
2.74 driving distance
51330

 

 

2515 E Market St Ste A, Harrisonburg, VA 22801

 

(540) 434-2258

 

State Farm
2.75 driving distance
165576

 

 

2515 E Market St Ste E, Harrisonburg, VA 22801

 

(540) 434-2398

 

Alfa Vision, Donegal, Grange, The General, Titan, Travelers, Victoria
2.77 driving distance
51324

 

 

2760 S Main St, Harrisonburg, VA 22801

 

(540) 433-2448

 

State Farm
3.54 driving distance
51345

 

 

3230 Peoples Dr Ste 110, Harrisonburg, VA 22801

 

(540) 442-8486

 

Central, Donegal, Foremost, Grange, Maine Mutual, National General, Peninsula, The Hartford, Titan, Utica National, Victoria
3.71 driving distance
212104

 

 

4061 Quarles Ct, Harrisonburg, VA 22801

 

(540) 434-2888

 

Auto-Owners, Dairyland, Foremost, Kemper, National General, State Auto, The Hartford, Travelers – Auto, Home Insurance
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